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East Ohio Lending

Title Loans in Eastern Ohio

Title loans can be an ideal financial solution if you wish to borrow money for a short period of time. However, most people know little about them or how they really work. For instance, many folks assume they are just as difficult to qualify for as traditional loans. That is just not the case. Lots of people that have been turned down for traditional loans easily qualify for title loans in Eastern Ohio. So, if you don’t have a good credit rating or you haven’t yet established a credit history it doesn’t matter. Credit isn’t a consideration for loan approval. At East Ohio Lending, we also approve several types of flexible incomes, which make it easier to qualify. If you’ve been considering a title loan, as an option for quick cash, you should learn a bit more about the benefits and how title loans really work.

Applying for Title Loans in Eastern Ohio - What You Should Know

Who Can Apply for Title Loans?

East Ohio Lending welcomes everyone to apply for title loans. We work with folks from all income levels and professions. Whether you are a cashier, self-employed, landscaper, contractor, office worker or even retired, we can usually get you approved for a title loan to help your financial situation.

What Is Needed to Apply?

  • •   Truck or cars are used as collateral to secure your title loan. All vehicles must be in working condition and drivable.
  • •   You should own the car clear and free. A vehicle registration may be required to confirm you are the true owner, and you’ll need the paper copy of your title, which shows there are no liens against the vehicle.
  • •   In order to meet legal requirements, you’ll need to be at least 18 years old and be able to provide an Ohio state identification card or a driver’s license to confirm your age.

How to Apply for Title Loans

We have made the application process as quick and simple as possible. To apply, we ask applicants to fill out our short online application form with their personal information and some vehicle info such as:

  • •   First and last name, home zip code and phone number.
  • •   Age, model, make and body style of the auto with an estimate of the mileage.

Your Title Loan Experience

Submitting an Application

Our online applications are short, to the point and simple to fill out.

Free Loan Quotes

East Ohio Lending understands how stressful it can be to apply for a loan and wondering if you’ll be approved. Therefore, right after you apply, you will receive a fast loan estimate.

Working with the Lender

Immediately after submitting your application, a loan representative will be contacting you over the phone. The rep’s job is to explain our loan process and answer any questions you may have about the loan, payments and qualifying.

You’ll be working together to find an affordable payment plan. It is very important that you find a payment amount that you can afford and still have enough money to be able to cover your other basic living expenses.

Signing an Agreement

To meet state regulations for title loans Steubenville, you’ll be required to agree to the terms of the loan by signing a contract. Specific state regulations require lenders to include the most important aspects of your loan in the contract. Borrowers should take note of the length of the loan and their payment amounts. Your contract will also include a payment schedule, the interest rate and any fees.

If you have any questions whatsoever, now is the time to ask them before signing the contract.

Closing Your Title Loan

The closing will take place in our convenient Steubenville lending office where you’ll turn over the car title. You’ll receive your loan funds at the same time and are free to spend the money on anything.

Title loans in Eastern Ohio, offered by East Ohio Lending, provide a number of benefits and aren’t that difficult to get.